Frequently Asked Questions

Am I ready to be a homeowner?

Buying your first home is an exciting milestone, and it’s likely the biggest purchase you’ll ever ..

Is renting or buying better?

It’s better to rent than to buy in today’s housing market. Fast-rising home prices and higher mortgage rates have made it cheaper to rent a home than buy and own one. … Renting and reinvesting the savings from renting, on average, will outperform owning and building home equity, in terms of wealth creation.

What do I look for in homes?
  1. The Location
  2. The Site
  3. The Neighbourhood 
  4. The Home’s Curb Appeal
  5. The size and the floor plan 
  6. the bedrooms and bathrooms
  7. The Kitchen 
  8. The closest and storage  
  9. The windows and lighting 
  10. The Finishing Touches
Do I need a home warranty?

So, do you need a home warranty? Unlike ahomeowners insurance policy, which is typically required by your lender, home warranties are completely optional. A home warranty is a service contract on your home’s appliances and systems. … Heating and air conditioning systems

Am I ready to rent?

You’ve heard it many times: Renting is a sucker bet–you’re making your landlord rich instead of yourself. Paying rent is like throwing money away. If there’s any way to become a homeowner, you should do it.

What should I offer?

Looking at homes is an exhilarating experience for many. It’s fun to walk through each house, whether at an open house or private showing, and imagine yourself and your family working, playing, relaxing, and living in its rooms.

But the dreaming phase of your new home search must eventually end. Once you find a house that fits your needs, it’s time to buckle down and actually buy it before someone else does.

You can’t buy a house without first making an offer on it. A purchase offer, also known as a purchase agreement or letter of intent to purchase, is a legal document that outlines the price you’re willing to pay for the home, how you intend to pay for it, and other key terms of the transaction.

If you’re working with a real estate agent, he or she will likely modify a pre-written template with terms specific to your transaction. In some states, such as New York, a licensed attorney is actually required to draft or sign off on any formal purchase agreement, regardless of whether the buyer is working with an agent.

Still, given the size and long-term implications of any residential real estate transaction, it’s in your best interest to fully understand the following:

  • The components of your purchase offer
  • Common contingencies that could affect its execution
  • How to craft a strong offer within the constraints of your local real estate market and personal situation
  • How to respond to any counteroffers by the seller
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